Tuesday, September 20, 2011

DOWNPAYMENT HELP FOR FIRST TIME HOMEBUYERS

Water, water everywhere but not a drop to drink.

If you're a first time home buyer, you might be able to sympathize with this statement. Thanks to the recent economic recession, there is no shortage of affordable homes, yet due to the mortgage crisis, lending has become tight. Prior to 2007, putting no down payment on a home was a common option for first time homebuyers. However, with mortgage lending practices coming under fire in recent years, the option to finance 100 percent has lost popularity. In today's market, a typical down payment can range anywhere from 3.5 to 20 percent; however, in this economy, few people have that much cash available to them.

Fortunately, there are ways to receive down payment help for first time home buyers. Gwinnett County has a grant program available for first time homebuyers using FHA financing who meet certain income guidelines.

For more information 770.736.1950 DiVarner@live.com www.searchlawrencevilleareahomes.com

Friday, May 6, 2011

HAPPY MOTHER'S DAY !

It’s not always easy being a mom, but single moms have it especially tough. With work, financial commitments, and running the kids to their special activities… well, raising kids alone is no easy task.

Where you live can make your life a little easier. Gwinnett County is a great place to raise a family, with lots of “close by” extracurricular activities for the kids, a wonderful parks and recreation department, and Georgia's largest school system which won the nation's top prize in public education, providing $1 million in college scholarships for students in the district.

Home prices in Gwinnett are extremely affordable today and with interest rates at record lows it’s a perfect time to buy your new home.

Check out Gwinnett…it’s Great !

Get your FREE list of homes for sale that meet your criteria. Call or email Diane Varner @ 770-736-1950 or DiVarner@live.com